Stamp Duty
Everything you need to know
Stamp Duty
Everything you
need to know
Stamp Duty Land Tax (SDLT) is a government tax payable when purchasing a property above certain price thresholds in England and Northern Ireland.
The amount you pay varies depending on the value of the property and whether you are a first-time buyer, are purchasing an additional property (meaning you’ll own more than one property), or buying to let.
The tax is payable on all new or old, freehold and leasehold properties and also affects those purchasing with Shared Ownership. To find out how much you will pay, see below. Alternatively, click the link below to learn more, including tax thresholds for additional homes and buy-to-let properties.
First-time buyer thresholds
(From 1st April 2025)
| Property Value | Rate (%) |
| Up to £300,000 | 0% |
| £300,001 to £500,000 | 5% |
| £500,001 to £925,000 | 5% |
| £925,000 to £1.5 million | 10% |
| Over £1.5 million | 12% |
| Discount applied up to £500,000. | |
Existing homeowner thresholds
(From April 1, 2025)
| Property Value | Rate (%) |
| Up to £125,000 | 0% |
| £125,001 to £250,000 | 2% |
| £250,001 to £925,000 | 5% |
| £925,001 to £1.5 million | 10% |
| Over £1.5 million | 12% |
Positive property trends for 2025
Despite uncertainty surrounding interest rates and Stamp Duty, confidence remains high. A 4% average increase in asking prices is forecasted for 2025* – so there literally is no time like the present to reserve your dream home!
Combine all this with the average energy savings of buying a new build home and you can rest assured that you are making a wise choice with a brand new home from Curo.
Stamp Duty calculator
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Applicable in England and Northern Ireland only. Excludes those purchasing an additional or buy-to-let property.